Additional Borrowing

Borrowing More on Your Mortgage Doesn’t Have to Be Complicated.

Whether you're renovating, consolidating debt, or funding something important — we help you explore your options clearly and safely.

Initial consultations are completely free of charge. Theres no obligation to proceed and our broker fee ranges from £350 to £750 and will only become payable at offer stage.

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on a mortgage.

Funds Released Safely

2–8 Weeks

Typical Approval Window

couple planning home renovation
couple planning home renovation
couple planning home renovation
couple planning home renovation

Borrowing More Can Feel Confusing

There are many ways to borrow — and choosing the wrong option can be costly.

You're unsure if you should top up your mortgage or take a loan.

You're worried about affordability checks.

You don’t know where to start.

You're unsure about fees or early repayment charges.

Without guidance, you could end up paying more than necessary.

Without guidance, you could end up paying more than necessary.

Without guidance, you could end up paying more than necessary.

We’ll Help You Borrow Safely and Smartly

We’ve helped homeowners across the UK borrow more responsibly, whether for home improvements, large purchases, or consolidating debts.

We compare options like further advances and remortgaging — helping you make the right decision.

Here’s How It Works

A clear path to help you access the funds you need.

1

1

1

1

Book a Free Consultation

Tell us what you’re borrowing for and your goals.

2

2

2

2

Explore Your Options

We compare lenders, borrowing methods, and affordability checks.

3

3

3

3

Secure the Right Solution

We’ll handle the application and make sure everything goes smoothly.

Borrow More With Total Confidence

The right guidance helps you avoid costly mistakes and choose a borrowing method that truly works for you.

With Expert Guidance

Understand all borrowing options clearly.

Avoid unnecessary fees or high-interest products.

Feel confident you're choosing the safest option.

Exploring the Process on Your Own

Comparing borrowing methods can take time to assess.

It may be difficult to know which option suits your plans best.

Understanding fees and affordability alone can add complexity.

Additional Borrowing FAQs

Here are the questions I get asked most often about borrowing more on your mortgage.

Can I borrow more on my existing mortgage?

Can I borrow more on my existing mortgage?

Can I borrow more on my existing mortgage?

Can I borrow more on my existing mortgage?

Is it better to remortgage or borrow more?

Is it better to remortgage or borrow more?

Is it better to remortgage or borrow more?

Is it better to remortgage or borrow more?

What can I borrow extra money for?

What can I borrow extra money for?

What can I borrow extra money for?

What can I borrow extra money for?

Will I need a valuation?

Will I need a valuation?

Will I need a valuation?

Will I need a valuation?

How long does additional borrowing take?

How long does additional borrowing take?

How long does additional borrowing take?

How long does additional borrowing take?

Do I need a good credit score?

Do I need a good credit score?

Do I need a good credit score?

Do I need a good credit score?

Can I borrow if I’m currently fixed?

Can I borrow if I’m currently fixed?

Can I borrow if I’m currently fixed?

Can I borrow if I’m currently fixed?

Have a question I haven't answered?
Ask me in your free consultation and I'll give you a clear, honest answer.

Ready to Access the Funds You Need?

You don’t have to navigate additional borrowing alone. With the right guidance, you can borrow more safely and with total confidence.

Still have questions?

Call Abigail on 07943 019004 or email abigail@mapfinance.co.uk

See What My Clients Say

See What My Clients Say

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.