Family Income Benefit

Give your family a regular income if the worst happens.

Family income benefit pays out a tax-free monthly or annual income if you die during the policy term, helping your loved ones manage day-to-day costs.

I help you decide whether family income benefit is right for your situation and how to structure it effectively.

Initial consultations are completely free of charge. Theres no obligation to proceed and our broker fee ranges from £350 to £750 and will only become payable at offer stage.

Future Income Secured

To Children’s 21st

Support Typically Lasts

family eating breakfast together around kitchen table
family eating breakfast together around kitchen table
family eating breakfast together around kitchen table
family eating breakfast together around kitchen table

A Lump Sum Isn’t Always the Easiest Way to Help Your Family

For many families, a steady income feels more practical and reassuring than a one-off payout.

You worry how your family would manage monthly bills without your income.

You’d like them to have long-term support, not just a lump sum to manage.

You’re not sure how to choose the right level of cover or term.

You don’t want to overcomplicate things for the people you love.

Without guidance, it’s hard to know whether a lump sum or ongoing income is the best way to protect your family.

Without guidance, it’s hard to know whether a lump sum or ongoing income is the best way to protect your family.

Without guidance, it’s hard to know whether a lump sum or ongoing income is the best way to protect your family.

Ongoing Financial Support When Your Family Needs It Most

I help parents and carers across the UK set up family income benefit that mirrors their current lifestyle, so if the worst happens, life can feel a little more stable for those left behind.

We’ll talk through your family’s monthly costs, how long they might need support for, and how to blend income-based cover with any lump sum protection you already have.

Here’s How It Works

A simple way to turn your income into a long-term safety net.

1

1

1

1

Book a Free Consultation

Tell me about your family, ages of your children, and your monthly outgoings.

2

2

2

2

Design Your Family Cover

We’ll decide how much income your family would need and for how long.

3

3

3

3

Put Your Policy in Place

I’ll handle the application and explain exactly how your family could claim if needed.

Help Your Family Manage Day-to-Day Life

Family income benefit is designed to help with the practical reality of life after loss — keeping the lights on, food on the table, and routines as stable as possible.

With Expert Guidance

Know your family could still cover everyday bills.

Feel confident support would last for as long as needed.

Create a protection plan that feels practical, not overwhelming.

Exploring the Process on Your Own

Leaving your family to manage a lump sum alone.

Risking that money runs out sooner than expected.

Not knowing if you’ve set up the right kind of support.

Family Income Benefit FAQs

Here are the questions I get asked most often about family income benefit.

What is family income benefit?

What is family income benefit?

What is family income benefit?

What is family income benefit?

How long does the income last for?

How long does the income last for?

How long does the income last for?

How long does the income last for?

Is family income benefit cheaper than level life cover?

Is family income benefit cheaper than level life cover?

Is family income benefit cheaper than level life cover?

Is family income benefit cheaper than level life cover?

Can I have family income benefit and a lump sum policy?

Can I have family income benefit and a lump sum policy?

Can I have family income benefit and a lump sum policy?

Can I have family income benefit and a lump sum policy?

How much income should I set it up for?

How much income should I set it up for?

How much income should I set it up for?

How much income should I set it up for?

Will the income be taxed?

Will the income be taxed?

Will the income be taxed?

Will the income be taxed?

Do I need to put family income benefit in trust?

Do I need to put family income benefit in trust?

Do I need to put family income benefit in trust?

Do I need to put family income benefit in trust?

What happens if my circumstances change?

What happens if my circumstances change?

What happens if my circumstances change?

What happens if my circumstances change?

Have a question I haven't answered?
Ask me in your free consultation and I'll give you a clear, honest answer.

Ready to Put Ongoing Support in Place for Your Family?

You can’t control everything that happens in life — but you can make sure your family has practical, ongoing support if the worst happens.

Still have questions?

Call Abigail on 07943 019004 or email abigail@mapfinance.co.uk

See What My Clients Say

See What My Clients Say

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.