Critical Illness Cover

If a serious illness stopped you working, would your finances cope?

Critical illness cover pays out a lump sum if you’re diagnosed with a covered serious condition, giving you breathing space when you need it most.

I help you understand what’s covered, what isn’t, and how much protection you really need.

Initial consultations are completely free of charge. Theres no obligation to proceed and our broker fee ranges from £350 to £750 and will only become payable at offer stage.

Serious Illness Protection

Lump sums

tailored to your needs

woman talking to partner while holding hospital letter
woman talking to partner while holding hospital letter
woman talking to partner while holding hospital letter
woman talking to partner while holding hospital letter

Thinking About Serious Illness Is Scary — But Ignoring It Doesn’t Help

None of us like to imagine being seriously ill, but the financial impact can be huge.

You worry how you’d pay the mortgage or rent if you couldn’t work.

You’re not sure which illnesses are actually covered.

You don’t know how much cover you’d need to feel secure.

You’re worried about paying for cover you don’t understand.

Without clear guidance, it’s easy to either avoid the topic altogether or buy a policy that doesn’t do what you think it does.

Without clear guidance, it’s easy to either avoid the topic altogether or buy a policy that doesn’t do what you think it does.

Without clear guidance, it’s easy to either avoid the topic altogether or buy a policy that doesn’t do what you think it does.

Clear, Honest Advice So You Can Focus on Getting Better

I help people across the UK put critical illness cover in place that actually matches their needs — not just what’s easiest to sell.

We’ll talk through your current financial commitments, what support you already have, and how a lump sum could help you if you were seriously ill. Then we’ll find a policy that offers the right level of protection for you and your family.

Here’s How It Works

A simple three-step process to protect your finances against serious illness.

1

1

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1

Book a Free Consultation

Tell me about your income, commitments, and what you’re worried about.

2

2

2

2

Review Your Cover Options

We’ll look at how critical illness cover works, what’s covered, and how much you might need.

3

3

3

3

Put Protection in Place

I’ll help you apply and make sure you understand exactly how your policy works.

Give Yourself Breathing Space if the Worst Happens

Critical illness cover can’t stop you becoming ill — but it can give you time, options, and financial breathing space if you do.

With Expert Guidance

Know exactly what your policy would pay out for.

Feel confident your mortgage and bills could still be covered.

Focus on recovery instead of worrying about money.

Exploring the Process on Your Own

Being unsure whether you’re properly covered.

Relying on savings that might not last long enough.

Facing serious money worries at the worst possible time.

Critical Illness Cover FAQs

Here are the questions I get asked most often about critical illness cover.

What is critical illness cover?

What is critical illness cover?

What is critical illness cover?

What is critical illness cover?

What conditions are covered?

What conditions are covered?

What conditions are covered?

What conditions are covered?

Is critical illness cover the same as life insurance?

Is critical illness cover the same as life insurance?

Is critical illness cover the same as life insurance?

Is critical illness cover the same as life insurance?

How much critical illness cover do I need?

How much critical illness cover do I need?

How much critical illness cover do I need?

How much critical illness cover do I need?

Is critical illness cover expensive?

Is critical illness cover expensive?

Is critical illness cover expensive?

Is critical illness cover expensive?

Will my critical illness policy definitely pay out if I’m ill?

Will my critical illness policy definitely pay out if I’m ill?

Will my critical illness policy definitely pay out if I’m ill?

Will my critical illness policy definitely pay out if I’m ill?

Can I get critical illness cover if I have existing health issues?

Can I get critical illness cover if I have existing health issues?

Can I get critical illness cover if I have existing health issues?

Can I get critical illness cover if I have existing health issues?

Do I really need critical illness cover if I get sick pay from work?

Do I really need critical illness cover if I get sick pay from work?

Do I really need critical illness cover if I get sick pay from work?

Do I really need critical illness cover if I get sick pay from work?

Have a question I haven't answered?
Ask me in your free consultation and I'll give you a clear, honest answer.

Ready to Put a Safety Net in Place?

You don’t have to face the “what ifs” alone. With the right critical illness cover, you can protect your finances and focus on what really matters if you ever become seriously ill.

Still have questions?

Call Abigail on 07943 019004 or email abigail@mapfinance.co.uk

See What My Clients Say

See What My Clients Say

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.