First Time Buyers

Buying your first home doesn’t have to feel confusing or stressful.

We help first-time buyers find the right deal — clearly explained, step by step, with someone who’s on your side from start to finish.

We aim to make home-buying simple, personal and less stressful.

Initial consultations are completely free of charge. Theres no obligation to proceed and our broker fee ranges from £350 to £750 and will only become payable at offer stage.

Your home/property may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Dream Home Achieved

30 Days

Average Time to Offer

man holding hand of woman standing near tree
man holding hand of woman standing near tree
man holding hand of woman standing near tree
man holding hand of woman standing near tree

Buying Your First Home Can Feel Scary

With so much information to digest and figure you can be left feeling overwhelmed

Mortgage jargon feels like another language.

You worry about hidden costs.

Theres too many options and no clear path forward.

You don't know how much you can afford to borrow.

Speak to an experienced mortgage advisor who can assist you right through to completion.

Speak to an experienced mortgage advisor who can assist you right through to completion.

Speak to an experienced mortgage advisor who can assist you right through to completion.

You Don’t Have to Do It Alone

We know how daunting buying your first home can feel — we’ve been there too. That’s why we’ve helped hundreds of first-time buyers secure their homes with confidence and peace of mind.

With years of experience and trusted relationships across the mortgage and housing market, we’ll guide you every step of the way.

Here’s How It Works

Our simple process has helped our clients easily move forward towards their dream first time house purchase.

1

1

1

1

Book a Free Consultation

Tell us about your goals and situation.

2

2

2

2

Get Your Step-by-Step Plan

We’ll explain your options clearly and create a path that makes sense for you.

3

3

3

3

Move into Your First Home

Enjoy the confidence of knowing you made the right decision.

Let Me Help You With Your Home Purchase

Choose the right path forward. The difference between out expert guidance and going it alone can make a world of difference.

With Expert Guidance

Know what to expect at every step.

Have clarity on costs, timelines, and options.

Feel confident making big financial decisions.

Exploring the Process on Your Own

It can take time to compare lenders and understand different criteria.

Mortgage jargon and affordability rules can feel unclear without guidance.

It may be harder to know which products fit your budget and long-term plans.

First Time Buyer FAQs

Here are the questions I get asked most often. If you have a question I haven't answered here, just ask me in your free consultation.

How much can I borrow as a first-time buyer?

How much can I borrow as a first-time buyer?

How much can I borrow as a first-time buyer?

How much can I borrow as a first-time buyer?

What credit score do I need to get a mortgage?

What credit score do I need to get a mortgage?

What credit score do I need to get a mortgage?

What credit score do I need to get a mortgage?

Can I get a mortgage if I'm self-employed?

Can I get a mortgage if I'm self-employed?

Can I get a mortgage if I'm self-employed?

Can I get a mortgage if I'm self-employed?

What's the difference between a mortgage in principle and a full application?

What's the difference between a mortgage in principle and a full application?

What's the difference between a mortgage in principle and a full application?

What's the difference between a mortgage in principle and a full application?

How long does it take to get a mortgage?

How long does it take to get a mortgage?

How long does it take to get a mortgage?

How long does it take to get a mortgage?

Do I have to pay you for mortgage advice?

Do I have to pay you for mortgage advice?

Do I have to pay you for mortgage advice?

Do I have to pay you for mortgage advice?

What happens if my mortgage application gets rejected?

What happens if my mortgage application gets rejected?

What happens if my mortgage application gets rejected?

What happens if my mortgage application gets rejected?

Have a question I haven't answered?
Ask me in your free consultation and I'll give you a clear, honest answer.

Ready to Take the First Step Toward Your New Home?

You don't have to face the stress and confusion of buying your first home alone. With the right guide, you can move in with clarity, confidence, and excitement.

Still have questions?

Call Abigail on 07943 019004 or email abigail@mapfinance.co.uk

See What My Clients Say

See What My Clients Say

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

August 2025

"Abigail at MAP has been absolutely brilliant! We used her when we bought our first property and again for the remortgage and I cannot recommend her enough. She was so thorough with her advice, making me feel at ease with all options presented to me before making my decision. She also helped me with my insurances which she made so easy for me to understand. Abigail went above and beyond to help chase solicitors and lenders to ensure the original purchase and remortgage went through quickly without an issue. Thank you Abigail!"

Amber Hattersley

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

February 2025

"Thank you so much to our mortgage advisor Abigail for helping us through the mortgage process. As a first time buyer I was very grateful she was so patient and helpful finding us the best deal on our house. We are delighted we found the right house for us and we couldn’t recommend Abigail more for the constant updates, professionalism and dedication to finding the right deal for us. Thanks again."

Courtney Oxtoby

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

October 2025

"I had a fantastic experience working with MAP Finance, and I can’t recommend them highly enough. From start to finish, the process was smooth, transparent, and incredibly well-managed. I worked directly with Abigail, who was outstanding throughout the entire journey. She was knowledgeable, patient, and always quick to respond to my questions. Abigail took the time to explain every step in a way that made sense, and she made what could have been a stressful process feel easy and straightforward. Her professionalism and genuine care really stood out. If you’re looking for a mortgage advisor who is reliable, friendly, and truly committed to helping you find the right solution, MAP Finance is the perfect choice. I’m extremely grateful for Abigails help and wouldn’t hesitate to work with her again."

Bronte Thompson

Mortgage client

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

Important regulatory information

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £350 to £750 and this will be discussed and agreed with you at the earliest opportunity.

The information contained in this website is subject to the UK regulatory regime and is therefore intended for consumers based in the UK.

MAP Finance Ltd are an Appointed Representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority.

MAP Finance Ltd is registered in England and Wales, company number 16380027.

Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.

© 2026 All Rights Reserved. MAP Finance

🇬🇧 MAP Finance Ltd is registered in England and Wales, company number 16380027.
Registered office: 43 St. Pauls Way, Tickton, Beverley, England, HU17 9RW.